Women still lag behind in pension savings
There is a growing gap between the pension savings and payments of men and women, according to research. When it comes to state pension incomes, women who retired before 2016 get £146.78 a
Category: IFA News
Savers face squeeze as interest rates rise
While the rise in interest rates is welcome to many, savers are facing the prospect of paying tax on their savings for the first time in some years. Rises in salary earnings are
Warning against the cancellation of life insurance policies
The cost-of-living crisis has seen people considering cancelling their life insurance payments to save money. Research carried out by insurance company, Vitality, suggested that only three out of ten respondents considered life insurance
Maximising your pension payments for later life
Just relying on your state pension in later life could leave you suffering a threadbare retirement. The current State Pension stands at just £185.15 a week, as of December 2022. To make sure
Mortgage Rates – To fix or not to fix?
The September Mini-Budget sent the economy into a tailspin, causing chaos in the mortgage market and sending interest rates rising. A change at Number 10 & 11 Downing Street, and the Autumn Statement
Is it the right time to invest in gilts?
Given the pandemonium around the gilts market after the Mini-Budget in September, it would seem that investors would naturally shy away from Government bonds. But as the dust settles and rates recover is
Taking a holistic view is key to successful financial planning
It is a fairly cliched saying, but you really shouldn’t “put all your eggs in one basket”. During times of volatility and uncertainty, having a wide and diversified spread of investments, savings and
Investment risk – How to assess your attitude and exposure
It is often hard to achieve the rewards of investment without taking on a little risk. However, how much of your wealth you are willing to risk will often differ at different stages
Is buy-to-let still a good investment?
Lots of landlords and property investors, including many people investing to supplement their retirement income, have been able to enter the property market over the last decade thanks to buy-to-let. The ability to
How high could interest rates go – And will it help savers?
Rapidly rising inflation has been pushing up the Bank of England’s (BoE) base rate at a historic pace in the last few months. The rate, set by the Bank’s Monetary Policy Committee (MPC),