Big bonus? How to use your windfall wisely
Receiving a bonus is a reward for your hard work and dedication, but before you rush to spend it all, take a moment to consider how to make the most of this financial
Category: IFA News
Falling interest rates, rising mortgages: What it means for your finances
Recently, high inflation and economic uncertainty have kept lenders cautious, meaning higher rates for borrowers. However, despite interest rates falling, this does not necessarily mean mortgage rates will follow suit. This is because
The top five mistakes people make when investing and how to avoid them
Investing can be a fantastic way to grow your wealth, but it always comes with associated risks and making mistakes can increase that significantly. Here are some common errors that investors, both new
How to budget for life after work – Our retirement advice
Retirement is a goal that is achievable for almost everyone, but not without a comprehensive plan and financial strategy. Without one, you could find that you run out of funds to support your
Should you review your portfolio before 2025?
Christmas is a busy time, but the start of a new year is always a good opportunity to take a closer look at your investment portfolio and prepare for the year ahead. The
Are pensions still a worthwhile investment?
The 2024 Autumn Budget announcements made by the Government have caused many to rethink their pension strategy and whether these are still a relevant and useful long-term investment. You may be wondering, for
Leaving work? Have you got a plan in place?
Without having a clear financial plan for when you retire, there is a risk that you will run out of funds or face unexpected financial pressures in your post-work years. A good plan
Capital Gains Tax is increasing – What does this mean for you?
Capital Gains Tax (CGT) was a significant target for the Chancellor in the Autumn Budget – with an immediate rise put in place for both the basic and higher rate of CGT. The
Buying a second home? Watch out for the new SDLT increase
With the Government’s announcement of a two per cent rise in Stamp Duty Land Tax (SDLT) on second homes, buyers now face a five per cent surcharge on additional property purchases. For aspiring
What are venture capital trusts (VCTs) and how to use them safely
Venture capital trusts (VCTs) offer an opportunity to invest in smaller UK companies while benefiting from attractive tax reliefs. As an investor, you can receive income tax relief of up to 30 per