In a testament to the power of investment, the true value of ISAs has now been revealed. A Freedom of Information request has shown that the number of people holding ISA portfolios worth
It used to seem relatively simple to decide on a way to pass on wealth to the next generation. Pensions were previously outside the scope of Inheritance Tax (IHT) calculations, meaning that you
Recent economic instability, both domestically and globally, has increased the challenge for those wishing to invest or save. Planning ahead can be difficult in the face of market volatility and economic uncertainty, but
UK gilts are bonds issued by the UK Government so that it can borrow money. If you are looking to diversify your wealth plan, it is worth considering the value of UK gilts
Saving rates, the amount of interest paid back to you by your bank or building society, are a vital consideration when trying to grow a nest egg. Changes in inflation can impact saving
As a new tax year dawns on 6 April, the time has come to once again take a look at your ISA. The savings limit resets at the start of every new tax
Tax might seem like the cross we all must bear, but there are ways to lighten the load. By being strategic with savings and investments, it is possible to reduce your overall tax
Just when it looked like the UK economy was starting to show signs of recovery, a surprise increase in inflation has sparked concern. The rate of inflation in December 2025 rose slightly to
If you want to be as comfortable as possible during your twilight years, it is best to understand how to make the most out of your pension contributions. Many people are overlooking pension
As 2026 gets underway, you may have come up with a plethora of New Year’s resolutions that you will definitely stick with for the entire 12 months. If you want to get your
A pension is a long term investment. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Pension income could also be affected by interest rates at the time benefits are taken.
Pension savings are at risk of being eroded by inflation.
The tax treatment of pensions in general and tax implications of pension withdrawals will be based on individual circumstances, tax legislation and regulation, which are subject to change in the future.
Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefits.
Accessing pension benefits is not suitable for everyone. You should seek advice to understand your options at retirement.
Lamont Pridmore Asset & Wealth Management is the trading name of Lamont Pridmore Asset & Wealth Management Limited. Registered in England no: 08395896. Registered address: Milburn House, 3 Oxford Street, Workington, Cumbria, CA14 2AL.
Lamont Pridmore Asset & Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register no 599259 – www.fca.org.uk/register
The Financial Conduct Authority does not regulate accountancy, taxation and trust advice, will writing, legal services, business services and some aspects of commercial mortgages.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Please note that the value of investments can fall as well as rise and you may get back less than you invested.
