Three top tax tips to make more of your savings and investments
Tax might seem like the cross we all must bear, but there are ways to lighten the load. By being strategic with savings and investments, it is possible to reduce your overall tax
Tax might seem like the cross we all must bear, but there are ways to lighten the load. By being strategic with savings and investments, it is possible to reduce your overall tax
Just when it looked like the UK economy was starting to show signs of recovery, a surprise increase in inflation has sparked concern. The rate of inflation in December 2025 rose slightly to
If you want to be as comfortable as possible during your twilight years, it is best to understand how to make the most out of your pension contributions. Many people are overlooking pension
As 2026 gets underway, you may have come up with a plethora of New Year’s resolutions that you will definitely stick with for the entire 12 months. If you want to get your
With a new year dawning, it is time to start thinking about what might lie ahead. If you found yourself getting caught off guard by shocks and surprises in 2025, then you can
The Autumn Budget has been much maligned by a range of people, with higher earners and business owners feeling particularly disenfranchised. These concerns are not unfounded, as the Budget has paved the way
It was once again time for high earners to bear the brunt of another Budget aimed at balancing the books by biting into pensions. Successive Budgets have seen pensions as a go-to spot
In the wake of the Autumn Budget, it is natural for many to begin rethinking their approach to money. While cash ISAs have historically been a good avenue for tax-efficient savings, upcoming changes
As the festive season approaches, thoughts are already turning towards the bold new frontier of 2026. Unlike a gym membership that will be forgotten and discarded within a month (or week), committing to
Recent changes to Inheritance Tax (IHT) have led to many more individuals considering how best to preserve the value of their estates so that loved ones can be supported. Life insurance policies can
A pension is a long term investment. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Pension income could also be affected by interest rates at the time benefits are taken.
Pension savings are at risk of being eroded by inflation.
The tax treatment of pensions in general and tax implications of pension withdrawals will be based on individual circumstances, tax legislation and regulation, which are subject to change in the future.
Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefits.
Accessing pension benefits is not suitable for everyone. You should seek advice to understand your options at retirement.
Lamont Pridmore Asset & Wealth Management is the trading name of Lamont Pridmore Asset & Wealth Management Limited. Registered in England no: 08395896. Registered address: Milburn House, 3 Oxford Street, Workington, Cumbria, CA14 2AL.
Lamont Pridmore Asset & Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register no 599259 – www.fca.org.uk/register
The Financial Conduct Authority does not regulate accountancy, taxation and trust advice, will writing, legal services, business services and some aspects of commercial mortgages.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Please note that the value of investments can fall as well as rise and you may get back less than you invested.